Optimizing Health Insurance for Early Retirees: Navigating the Premium Tax Credit
The transition to early retirement brings many financial considerations, chief among them the cost of health insurance. Thankfully, the Affordable Care Act’s Premium Tax Credit (PTC) offers a lifeline for early retirees navigating the gap between retirement and Medicare eligibility at age 65. This helpful guide delves into the PTC, highlighting strategic income planning to secure discounted health insurance premiums before Medicare kicks in.