Investment Management

Smart, disciplined, tax-efficient, and diversified. Our approach is driven by time-tested principles for investment success.
Investment Experience

A long-term strategy is the key

Scope of service

At the end of the day, your future financial goals are the reasons why you are investing in the first place — whether you’re hoping to secure an early retirement or wish to pay for your children’s college education in full. A long-term strategy is the key to a more rewarding (and less stressful) investment experience.

That’s why our approach to investment and asset management is grounded in a steady, disciplined process that is catered toward the big picture. No market timing. Not “hot stock” picks. We abide by an investment process and guidelines that help us navigate through both difficult and strong moments in the financial markets. 

When you partner with us, you can expect our investment and asset management process to include:

INVESTMENT RISK MANAGEMENT

We design a portfolio that reflects your specific risk tolerance characteristics, and we utilize rebalancing and ongoing consultation with you to make sure it continues to match your goals and life stage.

ASSET ALLOCATION

At Sonmore Financial, the asset allocation strategy for your portfolio directly reflects your unique investment strategy, risk tolerance, and stage of life.

INVESTMENT TAX PLANNING

We utilize tax-efficient distribution strategies to help retirees minimize the IRS bite on their income. We also incorporate tax-loss harvesting, when appropriate, to ease the annual burden on taxable investment accounts. We also help clients create strategies to take advantage of the different characteristics of their tax-advantaged accounts: IRAs and 401Ks (traditional and Roth), pensions, and other plans. Finally, we guide clients approaching retirement to minimize the amount of their Social Security benefits subject to income tax.

EQUITY COMPENSATION

Whether you need expert advice on structuring an employee stock purchase plan for your business or on the best way to exercise your options or take distribution after vesting, we can guide you every step of the way.

LUMP SUM DISTRIBUTION ADVICE

We help you make smart, tax-efficient decisions about taking lump-sum distributions from your employee plan, qualified plan, pension, deferred annuity, and other accounts.

Optimize Wealth Through Tax-Efficient Investing

Your investment portfolio is the driver of your financial plan. At Sonmore, our core belief is that your investments should reflect and balance your long-term growth needs with a life well-lived in the present. We believe that diversified portfolios are low-cost, transparent, tax-efficient, generally create income, and are unique to each individual’s needs and goals.

Explore our Wealth Management Services

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WHY CHOOSE US

What You Can Expect

Whether you are building assets for the future or seeking to protect, enjoy and pass on those you already have, Sonmore Financial provides the sound, professional counsel to help you get there, with confidence. Learn more about what you can expect in the first 90 days with our team.

Sonmore 2024 Tax Planning Guide for Retirement ebook cover

Free Download: 2024 Tax Planning Guide for Retirement